[vc_row][vc_column][vc_row_inner css=”.vc_custom_1611147149623{padding-top: 10px !important;}”][vc_column_inner][vc_cta h2=”Are you Financially Fit?” h4=”Do our free online course to help you stay in shape” add_button=”bottom” btn_title=”Start the course now!” btn_style=”classic” btn_color=”green” btn_size=”lg” btn_link=”url:https%3A%2F%2Fofs.co.za%2Ffunds%2Ffinancially-fit%2F” css=”.vc_custom_1611147951123{background-color: #ffffff !important;border-radius: 2px !important;}”]Regardless of your age or career stage, working out good financial habits and staying financially fit is important. Our free online course gives you the basics that you need to keep your finances healthy and in shape.

We also have a team of financial advisors to guide you if you need more help.[/vc_cta][/vc_column_inner][/vc_row_inner][vc_column_text]Building a financial portfolio, securing a future for your family and safeguarding your retirement are important considerations throughout your working career. Just like being physically fit, it takes regular activity and reviews to stay on track.

We offer our Employee Benefits Fund members the opportunity to regularly attend our Financially Fit presentations. Here we share valuable investment insight, discuss market trends and align with ongoing legislative changes to help you choose a solution that best suits your needs and ensures a financially fit future.

Our presentations have specific  themes according to the life stage you are in. Common topics such as budgeting, saving, debt, insurance and investing are discussed in each presentation. When these are combined with our Defined Outcomes planning approach, they provide an educational plan that becomes practical and relevant to follow.[/vc_column_text][vc_text_separator title=”Find Your Life Stage” color=”custom” border_width=”2″ accent_color=”#a2c25e”][/vc_column][/vc_row][vc_row][vc_column width=”1/4″][vc_single_image image=”574″ img_size=”medium” add_caption=”yes” alignment=”center” onclick=”custom_link” img_link_target=”_blank” css=”.vc_custom_1530025079505{padding-top: 15px !important;}” title=”Climb the Ladder” link=”http://ofs.co.za/services/employee-benefits/financiallyfit/climb-the-ladder/”][vc_column_text]Climb the Ladder is for clients between 19 and 30 years who are starting their career and building an asset and investment base.[/vc_column_text][/vc_column][vc_column width=”1/4″][vc_single_image image=”1305″ img_size=”medium” add_caption=”yes” alignment=”center” onclick=”custom_link” img_link_target=”_blank” css=”.vc_custom_1531488753467{padding-top: 15px !important;}” title=”Family Ties” link=”http://ofs.co.za/services/employee-benefits/financiallyfit/family-ties/ ‎”][vc_column_text]Family Ties is for clients who are between 30 and 50 years, starting a family, buying larger homes, paying for education and preserving their investment funds for the future.[/vc_column_text][/vc_column][vc_column width=”1/4″][vc_single_image image=”575″ img_size=”medium” add_caption=”yes” alignment=”center” onclick=”custom_link” img_link_target=”_blank” css=”.vc_custom_1530023746054{padding-top: 15px !important;}” title=”I Made It” link=”http://ofs.co.za/services/employee-benefits/financiallyfit/i-made-it/”][vc_column_text]I Made It is for clients between 46 and 60 years to review their investment status as their careers start to mature and children become more independent.[/vc_column_text][/vc_column][vc_column width=”1/4″][vc_single_image image=”576″ img_size=”medium” add_caption=”yes” alignment=”center” onclick=”custom_link” img_link_target=”_blank” css=”.vc_custom_1530023712289{padding-top: 15px !important;}” title=”The Next Adventure” link=”http://ofs.co.za/services/employee-benefits/financiallyfit/the-next-adventure/”][vc_column_text]In the last 10 years of our clients careers, from 55 years and older, we provide this presentation to help our clients to plan for retirement income.[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column width=”1/4″][vc_btn title=”Read More” style=”custom” custom_background=”#a2c25e” custom_text=”#ffffff” align=”center” link=”url:http%3A%2F%2Fofs.co.za%2Fservices%2Femployee-benefits%2Ffinanciallyfit%2Fclimb-the-ladder%2F|||”][/vc_column][vc_column width=”1/4″][vc_btn title=”Read More” style=”custom” custom_background=”#a2c25e” custom_text=”#ffffff” align=”center” link=”url:http%3A%2F%2Fofs.co.za%2Fservices%2Femployee-benefits%2Ffinanciallyfit%2Ffamily-ties%2F|||”][/vc_column][vc_column width=”1/4″][vc_btn title=”Read More” style=”custom” custom_background=”#a2c25e” custom_text=”#ffffff” align=”center” link=”url:http%3A%2F%2Fofs.co.za%2Fservices%2Femployee-benefits%2Ffinanciallyfit%2Fi-made-it%2F|||”][/vc_column][vc_column width=”1/4″][vc_btn title=”Read More” style=”custom” custom_background=”#a2c25e” custom_text=”#ffffff” align=”center” link=”url:http%3A%2F%2Fofs.co.za%2Fservices%2Femployee-benefits%2Ffinanciallyfit%2Fthe-next-adventure%2F|||”][/vc_column][/vc_row][vc_row][vc_column][vc_text_separator title=”Download a Brochure” color=”custom” border_width=”2″ accent_color=”#a2c25e”][/vc_column][/vc_row][vc_row][vc_column width=”1/3″][tc_infobox image=”1411″ size=”medium” bg_color=”rgba(162,194,94,0.7)” link_color=”#000000″ url=”https://ofs.co.za/wp-content/uploads/2019/04/Next-Adventure-v2.pdf” target=”blank”]

This brochure looks at comparing the benefits and advantages of Guaranteed or Life Annuities and Living Annuities to assist those who are 55 years and older in choosing the appropriate pension when they retire.

[/tc_infobox][/vc_column][vc_column width=”1/3″][tc_infobox image=”1635″ size=”medium” bg_color=”rgba(162,194,94,0.7)” link_color=”#000000″ url=”https://ofs.co.za/wp-content/uploads/2019/04/Retirement-Fund-Exit-v4.pdf” target=”blank”]

A member normally exits a retirement fund on retirement, retrenchment, resignation, termination or death.

This brochure aims to outline the options that you should discuss with a CERTIFIED FINANCIAL PLANNER® before you finalise your exit decisions.

[/tc_infobox][/vc_column][vc_column width=”1/3″][tc_infobox image=”1637″ size=”medium” bg_color=”rgba(162,194,94,0.7)” link_color=”#000000″ url=”https://ofs.co.za/wp-content/uploads/2019/04/Retirement-Fund-Exit-Tax-v4.pdf” target=”blank”]

Did you know that you will have to pay tax on any money you take in cash when you leave the pension/provident fund? 

What you can do with your retirement savings, depends on whether you belong to a pension or provident fund. Find out more in this brochure.

[/tc_infobox][/vc_column][/vc_row][vc_row][vc_column][vc_empty_space][vc_text_separator title=”Book a Presentation” color=”custom” border_width=”2″ accent_color=”#a2c25e”][/vc_column][/vc_row][vc_row][vc_column][vc_cta h2=”Financially Fit Presentation Booking” h4=”Find a presentation in your city”]Book your seat at the next Financially Fit presentation for your financial life stage. Click on the button to review the list of events, filter for your city, select an event and RSVP to book your seat.[/vc_cta][/vc_column][/vc_row][vc_row][vc_column][vc_btn title=”Go To Events” color=”green” align=”center” link=”url:https%3A%2F%2Fofs.co.za%2Fevents”][/vc_column][/vc_row]