Wealth Management

Optimate Financial Solutions specialises in helping our clients achieve financial peace of mind. Through intimate relationships, we understand you, your family & uncover your financial goals allowing us to plan for your success.

With over 17 year’s experience in Financial Services, our skills and expertise ensure your family is protected, you are enlightened and dreams are realised.

Our history of helping clients remove financial pressures is demonstrated by a plethora of delighted clients and business owners who now enjoy financial peace of mind.

With Optimate’s commitment to service and ongoing expertise, clients benefit by engaging in our “Optimised Security Provision Process” (OSPP). This enlightening process will assist you to:

Establish financially where you are now.
Decide where you would like to be in the future (financial goals).
Bridge the gap between where you are and where you would like to be.
Plot a financial plan that helps you achieve these financial goals.

We then assist our clients in developing a personalised wealth creation strategy that includes a combination of the following:

Wealth Accumulation Strategies

We grow your money in a prosperous & secured manner using instruments/tools like tax, asset allocation, offshore investment exposure and structured products.

We keep you informed with regular updates to ensure that educated decisions are made, and opportunities are maximised.

Business Assurance Solutions

In the same way that business assets are insured (cars, machinery, premises etc.); partners, shareholders and stakeholders also need their interests to be insured.

Personal sureties, large loan accounts and business acquisitions are significant threats to business continuity when a partner dies or becomes disabled.

A well-structured Buy & Sell agreement, combined with high level advice ensures business succession, partner comfort & business continuity.

Life Cover

Provides financially for your family so that they will not become destitute or reliant on anyone else.

Bestows immense comfort in knowing that financially, your loved ones can still enjoy the lifestyle you have worked so hard to create for them, (even in your absence).

Income Protection

This protection is immeasurable. It replaces your income should you be unable to work due to illness, accident, injury or disability.

Knowing you will still receive an income even though you are not working eases the stress caused by financial burdens.

Occupational Disability

Without a backup plan, sustaining your income if you are permanently disabled is very challenging.

Receiving a lump sum payout when you need it most, affords you and your family options should you need to make unforeseen modifications to your home or settle capital debts.

Retirement Savings (RA, Pension, Provident Funds)

Being dedicated in your savings, can allow you to accumulate generous amounts of money to bolster the enjoyment of your “golden retirement years”.

Give yourself the gift of a relaxing retirement by planning for it.